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Owner Financed Homes in St. Petersburg, FL

Buy a house directly from the owner and pay them over time instead of qualifying for a new bank loan — with the down payment, monthly payment, and terms shown up front.

Be the first to find owner financing deals in St. Petersburg — new listings are added as sellers join.

No owner financed homes in St. Petersburg yet

Browse everything available in Florida, or list your own St. Petersburg property free.

Nothing in St. Petersburg, FL yetShowing the closest — nearest is 984 mi away in Sperry, OK

Buying with owner financing in St. Petersburg

Owner financing lets a buyer purchase a St. Petersburg property without a traditional bank mortgage. Buy a house directly from the owner and pay them over time instead of qualifying for a new bank loan — with the down payment, monthly payment, and terms shown up front.For buyers who can't — or don't want to — go conventional, it's often the fastest path to owning real estate in Florida.

On The Creative Marketplace you see the full deal up front — down payment, monthly payment, and terms — and contact the seller directly. We're a marketplace, not a lender or broker; always have a Florida title company or attorney review a creative-finance contract before signing.

Other ways to buy in St. Petersburg

Owner Financed Homes in other Florida cities