3 Bed, 1 Bath Home in Austin, TX — Wraparound Mortgage
Monthly payment (approx.)
~$2,706
Down payment
$162,250
25% down
Asking price
$649,000
Financing terms
- Interest rate
- 4.5%
- Term
- 25 years
- Balloon
- $353,665due in 120 months
A balloon means the remaining balance comes due all at once. State and federal rules may apply to balloon payments, so review the laws where the property is and have a local real estate attorney review the terms before you sign.
Property
- Type
- Single-family home
- Bed / bath
- 3 bd · 1 ba
- Square feet
- 1,080 sqft
- Year built
- 1961
About this property
4.5% Financing! Beat Today’s Rates & Own in South Austin!! Why rent or get priced out by high mortgage rates when you can secure a rare 4.5% interest rate (4.62% APR) wrap-around seller financing? This incredible opportunity drops your monthly payment well below standard market rates, making homeownership in a prime South Austin neighborhood much more affordable. Nestled on a 0.206-acre corner lot in Brinwood (just off South Congress), this 3-bedroom, 1-bath move-in ready home offers 1,080 sq ft of updated charm. Cook in a chef’s kitchen complete with quartz countertops, gas range, stainless steel appliances, and a breakfast bar. Enjoy hard flooring  throughout, a bath with double vanity, a dedicated laundry room, Google Fiber connectivity, and no HOA fees. Outside, relax on your front porch or private deck overlooking a fully fenced backyard with mature trees. Plenty of space for kids, pets and entertaining! Amazing 04 Location in a great walkable neighborhood, with access to many cafes and restaurants along both S 1st and S Congress: Summer Moon Coffee, Toss Pizza, Cosmic Pickle, This Gym, grab groceries at the new H-E-B, or explore SoCo. Minutes from Downtown, Lady Bird Lake, and St Edwards University. Lock in your 4.5% (4.65% APR) rate today.
3D tour
Provided by the seller. We don’t verify tours — see the property in person before you buy.
Listed by team
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Last updated Oct 16, 2026. Something off? .
Creative-finance terms carry structure-specific legal nuances that vary by state. Review our Creative Finance Disclaimer and verify with a licensed attorney before signing.
