Owner Financed Homes in Birmingham, AL
Buy a house directly from the owner and pay them over time instead of qualifying for a new bank loan — with the down payment, monthly payment, and terms shown up front.
Be the first to find owner financing deals in Birmingham — new listings are added as sellers join.
No owner financed homes in Birmingham yet
Browse everything available in Alabama, or list your own Birmingham property free.
~$8,096/mo$830,000Owner Financing · $75k down · 4 bd · 4.5 ba · 3,785 sqft
Owner Finance-12381 Lakeview Rd Sperry, OK 74073
12381 Lakeview Road, Sperry, OK
Down$75kRateOn inquiry
~$1,394/mo$130,000Owner Financing · $10k down · 3 bd · 1 ba · 987 sqft
Owner Finance-3601 Parkwoods Ln Midwest City, OK 73110
3601 Parkwoods Lane, Midwest City, OK
Down$10kRateOn inquiry
~$1,500/mo$150,000Owner Financing · $7.5k down · 2 bd · 1 ba · 832 sqft
Home in Midwest City, OK
515 East Ercoupe Drive, Midwest City, OK
Down$7.5kRateOn inquiry
~$1,825/mo$160,000Owner Financing · $10k down · 3 bd · 2 ba · 1,389 sqft
Owner Finance-3113 Mockingbird Ln, Midwest City, OK 73110
3113 Mockingbird Lane, Midwest City, OK
Down$10kRateOn inquiry
~$1,496/mo$140,000Owner Financing · $10k down · 3 bd · 1 ba · 1,115 sqft
Owner Finance-4773 SE 28th St. Del City, OK 73115
4773 Southeast 28th Street, Del City, OK
Down$10kRateOn inquiry
~$1,700/mo$185,000Owner Financing · $10k down · 3 bd · 1 ba · 953 sqft
Home in Oklahoma City, OK
6606 South Mckinley Avenue, Oklahoma City, OK
Down$10kRateOn inquiry
~$1,870/mo$175,000Owner Financing · $15k down · 3 bd · 1 ba · 1,130 sqft
Owner Finance-12 NE 66th St. Oklahoma City, OK 73105
12 Northeast 66th Street, Oklahoma City, OK
Down$15kRateOn inquiry
~$2,392/mo$225,000Owner Financing · $10k down · 3 bd · 2 ba · 1,200 sqft
Owner Finance-1904 NW 7th, Oklahoma City, OKC 73106
1904 Northwest 7th Street, Oklahoma City, OK
Down$10kRateOn inquiry
~$1,485/mo$150,000Owner Financing · $7.5k down · 3 bd · 1 ba · 840 sqft
Owner Finance-5000 S Land Ave. Oklahoma City, OK 73119
5000 South Land Avenue, Oklahoma City, OK
Down$7.5kRateOn inquiry
~$6,501/mo$640,000Owner Financing · $50k down · 5 bd · 3 ba · 3,488 sqft
Owner Finance-13120 Knight Island Drive Oklahoma City, OK
13120 Knight Island Drive, Oklahoma City, OK
Down$50kRateOn inquiry
Buying with owner financing in Birmingham
Owner financing lets a buyer purchase a Birmingham property without a traditional bank mortgage. Buy a house directly from the owner and pay them over time instead of qualifying for a new bank loan — with the down payment, monthly payment, and terms shown up front.For buyers who can't — or don't want to — go conventional, it's often the fastest path to owning real estate in Alabama.
On The Creative Marketplace you see the full deal up front — down payment, monthly payment, and terms — and contact the seller directly. We're a marketplace, not a lender or broker; always have a Alabama title company or attorney review a creative-finance contract before signing.