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Seller Financing Homes & Land in Miami, FL

The seller carries the note instead of a bank — you close directly with them on agreed terms. The industry term for owner-financed deals, documented with a promissory note and deed.

Be the first to find seller financing deals in Miami — new listings are added as sellers join.

No seller financed homes and land in Miami yet

Browse everything available in Florida, or list your own Miami property free.

Nothing in Miami, FL yetShowing the closest — nearest is 1147 mi away in Henryetta, OK

Buying with seller financing in Miami

Seller financing lets a buyer purchase a Miami property without a traditional bank mortgage. The seller carries the note instead of a bank — you close directly with them on agreed terms. The industry term for owner-financed deals, documented with a promissory note and deed.For buyers who can't — or don't want to — go conventional, it's often the fastest path to owning real estate in Florida.

On The Creative Marketplace you see the full deal up front — down payment, monthly payment, and terms — and contact the seller directly. We're a marketplace, not a lender or broker; always have a Florida title company or attorney review a creative-finance contract before signing.

Other ways to buy in Miami

Seller Financing in other Florida cities