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Owner Financing Homes, Land & Commercial in Des Moines, IA

Buy directly from the owner and pay them over time instead of qualifying for a new bank loan — the seller sets the down payment, the monthly, and the term.

1 property available in Des Moines right now.

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Buying with owner financing in Des Moines

Owner financing lets a buyer purchase a property in Des Moines without a traditional bank mortgage. Buy directly from the owner and pay them over time instead of qualifying for a new bank loan — the seller sets the down payment, the monthly, and the term. For buyers who can't — or don't want to — go conventional, it's often the fastest path to owning real estate in Iowa.

On The Creative Marketplace you see the seller's terms up front — down payment, monthly payment, and terms — and contact the seller directly. We're a marketplace, not a lender or broker; always have a title company or attorney in Iowa review a creative-finance contract before signing.

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Owner Financing in Des Moines, IA: FAQ

How many owner financed homes, land, and commercial properties are available in Des Moines?
There is 1 listing in Des Moines on The Creative Marketplace right now. Each one shows the seller's terms up front, and you contact the seller directly.
What's the lowest down payment for owner financing in Des Moines?
The lowest down payment listed in Des Moines right now is $15,000. Each seller sets their own, and it's shown on every listing.
What's the lowest monthly payment for owner financing in Des Moines?
The lowest monthly payment listed in Des Moines right now is about $2,427. That is the seller's asking figure; the actual payment depends on the final terms and closing details.