Owner Financed Land in Phoenix, AZ
Buy land directly from the owner on payments — no bank, no land loan, no perfect credit. Acreage, homesites, hunting and recreational tracts sold on terms the seller sets.
Be the first to find owner financing deals in Phoenix — new listings are added as sellers join.
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Tell us what you want and we'll reach out when owner financed land listings that fit come onto the marketplace in Phoenix.
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~$450/mo$38,250Owner Financing · $450 down
Camp more, worry less! Pitch a tent on 20 acres in the NV Mountains.
Montello, NV
Down$450RateOn inquiryTerm7 yr
~$149/mo$15,000Owner Financing · $1.5k down
0.87-Acre Lot in Minco, OK — Seller Financing
Lot 39 County Road 1200, Minco, OK
Down$1.5kRate12%Term20 yr
~$1,900/mo$185,000Owner Financing · $10k down
15 acres in Yukon
12177 Hollyrock dr, Yukon, OK
Down$10kRateOn inquiry
Pending~$296/mo$29,900Owner Financing · $3.0k down
3 Acres (Tract 4) - No Restrictions - 20 minutes south of Blanchard
E 1450 Rd, Lindsay, OK
Down$3.0kRateOn inquiry
Pending~$296/mo$29,900Owner Financing · $3.0k down
3 Acres (Tract 6) - No Restrictions - 20 minutes south of Blanchard
E 1450 Rd, Lindsay, OK
Down$3.0kRateOn inquiry
Pending~$296/mo$29,900Owner Financing · $3.0k down
3 Acres (Tract 8) - No Restrictions - 20 minutes south of Blanchard
E 1450 Rd, Lindsay, OK
Down$3.0kRateOn inquiry
~$296/mo$29,900Owner Financing · $3.0k down
3 Acres (Tract 9) - No Restrictions - 20 minutes south of Blanchard
E 1450 Rd, Lindsay, OK
Down$3.0kRateOn inquiry
~$296/mo$29,900Owner Financing · $3.0k down
3 Acres (Tract 10) - No Restrictions - 20 minutes south of Blanchard
E 1450 Rd, Lindsay, OK
Down$3.0kRateOn inquiry
Pending~$296/mo$29,900Owner Financing · $3.0k down
3 Acres (Tract 7) - No Restrictions - 20 minutes south of Blanchard
E 1450 Rd, Lindsay, OK
Down$3.0kRateOn inquiry
Pending backups~$2,610/mo$260,000Owner Financing · $23k down
28.5 Acres - 20 minutes South of Blanchard
E 1450 Rd, Lindsay, OK
Down$23kRateOn inquiryTerm20 yr
Pending~$296/mo$29,900Owner Financing · $3.0k down
3 Acres (Tract 5) - No Restrictions - 20 minutes south of Blanchard
E 1450 Rd, Lindsay, OK
Down$3.0kRateOn inquiry
~$296/mo$29,900Owner Financing · $3.0k down
3 Acres (Tract 11) - No Restrictions - 20 minutes south of Blanchard
E 1450 Rd, Lindsay, OK
Down$3.0kRateOn inquiry
Pending backups~$296/mo$29,900Owner Financing · $3.0k down
3 Acres (Tract 3) - No Restrictions - 20 minutes south of Blanchard
E 1450 Rd, Lindsay, OK
Down$3.0kRateOn inquiry
Pending~$187/mo$19,500Owner Financing · $2.5k down
1.5 Acres (Tract 1) - No Restrictions - 20 minutes south of Blanchard
E 1450 Rd, Lindsay, OK
Down$2.5kRateOn inquiry
~$1,664/mo$172,000Owner Financing · $17.2k down
9.7 Acres Near the Lazy E Arena
4050 East Camp Drive, Guthrie, OK
Down$17.2kRateOn inquiryTerm15 yr
~$2,079/mo$215,000Owner Financing · $21.5k down
12.58 Acres Near the Lazy E Arena
4050 E Camp Drive, Guthrie, OK
Down$21.5kRateOn inquiryTerm15 yr
~$347/mo$35,000Cash $35kOwner Financing · $3.5k down
1.01-Acre Lot in Guthrie, OK — Seller Financing
7778 Emerald Oaks Cir., Guthrie, OK
Down$3.5kRateOn inquiryTerm20 yr
Pending backups~$468/mo$47,500Cash $47.5kOwner Financing · $5k down
Land in Norman, OK - (North Track)
14450 Bridge Creek Drive, Norman, OK
Down$5kRateOn inquiry
Pending backups~$468/mo$47,500Cash $47.5kOwner Financing · $5k down
Land in Norman, OK - (South Track)
14450 Bridge Creek Drive, Norman, OK
Down$5kRateOn inquiry
Pending backups~$947/mo$95,000Cash $95kOwner Financing · $9k down
Land in Norman, OK - 5 acres
14450 Bridge Creek Drive, Norman, OK
Down$9kRateOn inquiry
~$564/mo$56,980Owner Financing · $5.7k down
4.95-Acre Lot - Noble, Oklahoma
Tract 26 - Rolling Oaks Estates, Noble, OK
Down$5.7kRateOn inquiry
~$564/mo$56,980Owner Financing · $5.7k down
4.96-Acre Lot - Noble, Oklahoma
Tract 25 - Rolling Oaks Estates, Noble, OK
Down$5.7kRateOn inquiryTerm20 yr
Pending backups~$1,052/mo$101,585Owner Financing · $6k down
9.24 Acres - Noble, OK
Tract 20 - Rolling Oaks Estates, Noble, OK
Down$6kRateOn inquiry
~$1,002/mo$97,035Owner Financing · $6k down
12.94-Acre Lot - Noble, Oklahoma
Tract 10 - Rolling Oaks Estates, Noble, OK
Down$6kRateOn inquiry
Buying with owner financing in Phoenix
Owner financing lets a buyer purchase a property in Phoenix without a traditional bank mortgage. Buy land directly from the owner on payments — no bank, no land loan, no perfect credit. Acreage, homesites, hunting and recreational tracts sold on terms the seller sets.For buyers who can't — or don't want to — go conventional, it's often the fastest path to owning real estate in Arizona.
On The Creative Marketplace you see the seller's terms up front — down payment, monthly payment, and terms — and contact the seller directly. We're a marketplace, not a lender or broker; always have a title company or attorney in Arizona review a creative-finance contract before signing.