3 Bed, 2 Bath Home in Daly City, CA — Creative Subject-To Financing
Monthly payment (approx.)
~$3,628
Down payment
$350,000
38.93% down
Asking price
$899,000
Seller's stated requirements
Financing terms
- Interest rate
- On inquiry
- Term
- 10 years
Property
- Type
- Single-family home
- Bed / bath
- 3 bd · 2 ba
- Square feet
- 1,160 sqft
- Year built
- 1938
- Lot size
- 0.046 acres (2,004 sq ft)
$3,627 (PITI) as a subject-to / maturity 1/1/2037
About this property
INVESTOR OPPORTUNITY JUST BLOCKS FROM SAN FRANCISCO! Priced for action, this Daly City Spanish Revival is ready for investors, contractors, or visionary buyers. The previous owner began updates and customizations on the upper level, but the property remains a work in progress and will require substantial additional renovation. The home currently has 3 bedrooms and 2 baths, an upstairs galley kitchen, a generous garage, multiple storage rooms, and a private backyard. With the right improvements, the existing footprint and lower level may offer potential for future expansion or ADU use, subject to buyer investigation and City approval. The possibilities are many! The location is a major part of the appeal. Set near Mission Street and just blocks from the San Francisco line, the property offers convenient access to San Francisco, the Peninsula, BART, Muni, SamTrans, I-280 and US-101, with San Francisco State University, City College of San Francisco and major Bay Area employment centers within easy reach. Whether this is your first renovation project or another addition to an established portfolio, this property offers meaningful value-creation potential in a highly connected location. Due to its current condition, the property is not conventionally financeable and is best suited for cash, hard money, or a potential cash-to-primary loan via a subject-to/wraparound structure involving existing financing. Property is sold as-is, where-is.
3D tour
Provided by the seller. We don’t verify tours — see the property in person before you buy.
Listed by Roddy de la Garza
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Last updated Oct 20, 2026. Something off? .
Creative-finance terms carry structure-specific legal nuances that vary by state. Review our Creative Finance Disclaimer and verify with a licensed attorney before signing.